Insurance verification

Insurance Compliance for GCs, Managed End to End

A dedicated team plus software: we collect your subcontractors' certificates, verify the coverage against your contract, chase what's missing, and send you one email a week.

We reply within one business day.

From MidpointTo YouWeek of Sep 14

Weekly compliance report

North Ridge, Lot 14

24 of 30 trade partners verified · Cave Creek, AZ

Verified: 24
Expiring soon: 3
Missing a doc: 2
Needs your call: 1

Needs attention

Bluebird Roofing · Roofing
Renewal requested 21 days out. Agent has the request.
Expiring Oct 5
Redrock Drywall · Drywall
Additional insured endorsement still missing. Third request sent.
Chasing
Copper Ridge Framing · Framing
Waiver of subrogation excluded by their carrier. Hold, restrict, or accept?
Your call

View the full report

Every certificate and endorsement, filed by project. Or just reply to this email with your call on Copper Ridge.

$1M

Uncovered subcontractor scope caught before work began. “Worth it within the second review.”

$90M commercial project

60%

Rate reduction on one builder's trade partner coverage

A Finer Touch Construction

$300K

Claim covered because agreements and certificates were in place

Custom home builder

Why go deeper than certificates?

Because certificates
alone are not enough

When subs submit their certificates, we read the forms and policy language behind them, not just the front page. Our insurance experts expose the risks a certificate check alone would never catch.

See how it works

“ISSUED AS A MATTER OFINFORMATION ONLY ANDCONFERS NO RIGHTS UPONTHE CERTIFICATE HOLDER”

Certificate of Liability Insurance with the disclaimer highlighted

Why Midpoint?

Built for Builders, Not Paper Pushers

You manage jobsites, not filing cabinets. We collect, verify, and monitor every trade partner's coverage, and you get one score per sub, per project, in a weekly email.

Fig. 01Project scorecard

Project compliance

North Ridge, Lot 14

Cave Creek, AZ

0/6

subs verified

Collecting and reviewing certificates…

Customer stories

Builders who stopped chasing certificates

Real results from builders who handed trade partner compliance to Midpoint.

See all customer stories

60% rate reduction

“Working with Midpoint has been a game-changer for us. Their approach has reduced time spent managing the compliance process as well as dramatically reducing our exposure and insurance premiums.”

Spencer Nield

Director of Operations

“Before signing on, we didn't have subcontractor agreements in place, and only about 10% of trade partners carried the required insurance. Now every trade partner has an executed agreement and we're sitting at 98% compliance. It's streamlined, accountable, and a big win for our risk management.”

Andy Becker

Owner

“Since Midpoint has taken over and streamlined our compliance requirements, it has significantly reduced preparation time and stress during insurance audits and also our day to day tracking. I would definitely recommend this service to any company.”

Samantha Becher

Office Manager

Beyond COI checks

We don't just store documents.
We verify them.

Most builders assume their construction software, accounting platform, or bookkeeper is handling trade partner compliance. They're storing documents. Midpoint reads the policy language itself and reports back what it means for each sub on each project.

Step 1 of 5

Pull the requirements from your agreement

Every executed subcontract sets the insurance requirements for that sub on that project. You CC us on the signed agreement and that's the trigger.

Your contract is the benchmark

See this step in full

Fig. 02In your weekly email

Ready to stop collecting COIs?

Tell us about your projects and trade partners, and we'll walk you through how Midpoint takes compliance off your plate.